TrueCost Auto: Trova la tua auto preferita
TrueCost Auto: Trova la tua auto preferita

TrueCost Auto: Trova la tua auto preferita

Automobilismo Finanza Utilità Produttività

Versione: v1.1

Aggiornato: 2026-07-03

TrueCostAuto è un calcolatore del costo totale di proprietà (TCO) per veicoli che ti aiuta a stimare il costo reale di possedere un'auto prima di acquistarla.

Che tu stia cercando un veicolo nuovo o usato, TrueCostAuto va oltre il prezzo di listino e la rata mensile per calcolare il costo totale di proprietà nel tempo.

Stima le spese principali, tra cui svalutazione, carburante o ricarica, assicurazione, manutenzione, riparazioni, finanziamento, tasse, immatricolazione e valore di rivendita.

Confronta più veicoli fianco a fianco per scoprire quale auto sia davvero più conveniente in 1, 3, 5 o addirittura 10 anni.

Perfetto per confrontare auto elettriche, ibride e a benzina, TrueCostAuto ti aiuta a rispondere a domande come:

  • Posso davvero permettermi questa auto?
  • Quale auto costa meno da possedere?
  • Un'auto elettrica è più economica di una a benzina?
  • Dovrei comprare nuova o usata?

Prendi decisioni di acquisto più intelligenti grazie a un'analisi completa del costo di proprietà, non solo delle rate mensili.

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FAQs (Frequently Asked Questions)

Here are the answers to some of the most common questions about vehicle Total Cost of Ownership (TCO) and how to use TrueCostAuto.

1. What is Total Cost of Ownership (TCO)?

Total Cost of Ownership (TCO) is the actual cost of owning and operating a vehicle over time. It goes far beyond the initial purchase price or monthly loan payment to include key expenses such as depreciation, fuel or charging, insurance, maintenance, repairs, taxes, registration, financing costs, and eventual resale value.

2. Why should I use TrueCostAuto instead of a simple loan calculator?

A loan calculator only tells you how much you pay each month to purchase the car. TrueCostAuto calculates how much the car will actually cost you to own and run. For example, an electric vehicle (EV) might have a higher monthly loan payment but significantly lower fuel and maintenance costs, making it cheaper overall than a gas car in the long run.

3. How does the Purchase Recommendability Score (PRS) work?

PRS is a proprietary scoring system that combines objective financial TCO data with your subjective preferences (such as styling, driving feel, or safety features). You can customize the weights of these preferences, and the app calculates a personalized score from -200 to 200 to help you decide if a vehicle is right for you.

4. Is an electric vehicle (EV) cheaper to own than a gas car?

It depends on your local electricity rates, fuel prices, annual driving mileage, and how long you plan to keep the vehicle. Generally, EVs have higher depreciation initially and higher purchase prices, but their operating costs (charging and maintenance) are much lower. TrueCostAuto allows you to compare them side-by-side using your own local rates to find the true winner.

5. Should I buy a new or used car?

New cars suffer from rapid initial depreciation but come with warranties and lower maintenance costs. Used cars have lower depreciation but may require more frequent repairs. TrueCostAuto helps you input different depreciation rates and maintenance expectations to compare the financial impact of both choices.